pesa pata empowers individuals and businesses with flexible, affordable financial solutions
Revolutionizing Lending & Borrowing
Why we do it...
Build our own
At PesaPata, we champion community growth through shared initiatives and co-investing in sustainable ventures. Your financial goals align with ours, driving the essence of building our future together. Experience the power of P2P lending as we collectively meet diverse financial needs. Join us in fostering community growth – it's not just a statement but our commitment.
Innovate for change
Our platform aligns borrowers' financial needs with community lenders' capacity using technology grounded in social ethos. It's more than a process; it's our commitment to harmonizing financial aspirations within our community. Experience the seamless match of borrower and lender through our tech-driven approach, redefining financial collaboration.
Simple yet smart investments
Embark on a collective journey shaping our community. Our platform simplifies smart investing for rewarding outcomes. Experience shared success through collaborative efforts.
PESAPATA
Our inspiration at PesaPata is to enable you to receive cash everywhere you are.
The PesaPata platform guarantees just that... hassle-free loans...
Get started on PesaPata...
1.
Get the webapp by clicking on this link https://app.pesapata.com
OR
Download the PesaPata app on
or
2.
Register your details on the PesaPata app
3.
Choose your immediate interest...Lend Now or Borrow Now..
Our features
Pesa Pata allows you to...
Earn interest
earn 0.4% interest per day on loans issued
Lend and borrow money
lend and borrow money on a secure platform
Credit score evaluation
lend to creditworthy clients evaluated on CRB and our scoring engine
Real time transactions
money is sent to your mobile wallet instantly
Instant loan access
after downloading the app. you can immediately start lending and borrowing
Exquisite and simple design
the app. has a user friendly interface and is easy to download and install
OUR OTHER PRODUCTS...
269 is PesaPata Ventures Ltd's peer-to-peer platform. Through the platform lenders experience unprecedented financial efficiencies, transcending traditional banking models. Harnessing the social capital aspect, lenders connect with a diverse pool of
borrowers, unlocking new possibilities in collaborative financial services. Join us in reshaping the future of lending and borrowing.
Investors on the 269 platform act as agents who lend money through their online accounts and earn significant returns on their investments. Benefits to the investor include:
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Earnings of kes.4000 per loan issued
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Commissions paid on disbursal of loan
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Agents are able to lend more than 60% of their subscription fee
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No account restrictions - one can be an agent and a client at the same time
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Unlimited number of agent accoounts
While borrowing on the 269 platform you enjoy the following benefits:
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Access to short-term loans of up to Kes.20,000
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Loans are accessible within seconds
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Affordable loan rates
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Reasonable repayment durations
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It is mobile based hence convenient
Partnership level | Subscription fee | Weekly loans | Monthly loans | Weekly repayment | Weekly agent income | Annual income |
|---|---|---|---|---|---|---|
Certificate | 5000 | 2000 | 8000 | 650 | 400 | 20800 |
Bronze | 10000 | 4000 | 10000 | 1300 | 800 | 41600 |
Silver | 20000 | 8000 | 32000 | 2600 | 1600 | 83200 |
Titanium | 25000 | 10000 | 40000 | 3250 | 2000 | 96000 |
Rhodium | 30000 | 12000 | 48000 | 3900 | 2400 | 124800 |
Platinum | 40000 | 16000 | 64000 | 5200 | 3200 | 166400 |
Gold | 50000 | 20000 | 80000 | 6500 | 4000 | 208000 |
How it works...
For the first time agent
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Select option 1 for lend and earn
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Since you do not have an active account, press 1 to proceed
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Select the agent level you want to join (silver, gold)
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Select option 1 to proceed
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You will receive a message to send money to the 269 paybill with the corresponding account number
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After account creation, you will now be able to accept a client by entering the national ID number in selection 1 of the home menu
For the client
The client must know the agent and the agent's number
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Dial *269#
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Select 2. Get a loan
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Enter your agent's mobile number
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Read Terms and Conditions and accept
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You will be deducted KES.100 from your M-PESA. Once your agent approves your loan, it will be sent to your M-PESA.
Pesa Pata platform has enabled small business owners to secure finances to grow their business
"Pesapata has assisted me in expanding my green grocery stall."
Mary, Kenya.
Who we are...
Welcome to Pesapata, where we redefine lending.
As regional pioneers in innovative peer-to-peer lending platforms, we revolutionize funding beyond traditional banking.
Rooted in a passion for financial inclusivity, we empower underserved communities through affordable credit and flexible terms.
Our unique model harnesses social capital, connecting like-minded individuals for mutually beneficial lending and borrowing experiences. Join us in shaping a community-driven, sustainable financial future.
Our Vision
To be the preferred person to person lending platform in Africa.
Our Mission
We leverage technology to create a platform that offers exceptional return on investment to lenders and other stakeholders while affording borrowers quick,accessible and affordable loans.
Our Corporate Social Responsibility Pledge...
We are passionate about our community and creating an impact in Africa.
In this regard, we have taken part in various CSR projects in a bid to restore hope in humanity and strengthen our communities by fostering civic, social and economic opportunities.
Currently, we have a ‘Feed a Family’ program that aims to provide food and nutrition to families who live in slums. The group targets children (mainly orphans), people living with disabilities and the elderly who lack caregivers. The program is fully fledged and is run on a daily basis. The slums impacted include Huruma, Mathare, Mukuru kwa Njenga and Kwa Reuben
Meet The Team
Joyce Wangui
Founder and Director at Pesa Pata. She is a graduate in International Business Administration (Finance) from USIU. She runs other several successful businesses.
Samson Wachira
Co-Founder and Head of Strategy. He holds a masters in Integrated Engineering from the University of Liverpool. A technology enthusiast and entrepreneur.
Having a meeting or interview at PesaPata?
We are located at:
Jasmine Centre, Westlands
Nairobi
Kenya